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Best Tax Software for Self-Employed in 2026
The best tax software for self-employed workers in 2026, covering TurboTax, H&R Block, and FreeTaxUSA. Compare features, pricing, and which platform fits your Schedule C situation.
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Innocent Spouse Relief: Complete Guide to IRS Form 8857
By the AskMyFinance Editorial Team | Last updated: September 17, 2026 This article is for informational purposes only and is not legal, tax, or financial advice. You signed a joint tax return with your spouse — maybe because it seemed routine, maybe because they handled all the finances. Then the IRS comes knocking, and you
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IRS Fresh Start Program: Complete 2026 Guide
Learn how the IRS Fresh Start Program works in 2026: installment plans, Offer in Compromise, penalty relief, and lien withdrawal explained step by step.
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Currently Not Collectible (CNC) Status: Who Qualifies & How to Apply
Learn how Currently Not Collectible (CNC) status can pause IRS collection on your tax debt. See who qualifies, how to apply step-by-step, and what happens after approval.
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Can I Avoid Bankruptcy With $30K in Debt? All Your Options Compared
Thirty thousand dollars in debt is a lot, but it’s often manageable without bankruptcy. Learn which options work at this debt level and how to compare them.
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How to Negotiate With Creditors Yourself (Step-by-Step Guide)
You don’t need to hire a debt settlement company to negotiate with creditors. This step-by-step guide shows you how to do it yourself and save on fees.
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Debt Settlement Tax Consequences: What You Need to Know
Forgiven debt is often taxable income. Learn how the IRS treats settled debt, what Form 1099-C means, and how the insolvency exclusion can reduce your tax bill.
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Does Debt Settlement Hurt Your Credit? What Really Happens to Your Score
Debt settlement does hurt your credit — but how much depends on where you start. Learn the exact damage, the timeline, and how to rebuild after settlement.
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How Debt Settlement Works: The Complete Process Explained
Learn exactly how debt settlement works, step by step. Find out how much you can save, how long it takes, and whether it’s right for your situation.
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How to Avoid Bankruptcy: A Step-by-Step Action Plan
Bankruptcy has lasting consequences. These 8 practical steps can help you get out of debt — and stay out of the courthouse — before things go too far.